It’s nice that we celebrate Veteran’s Day, that we show our heroes the
respect and gratitude they deserve. But our vets need a more tangible
demonstration of appreciation, particularly when it comes to healthcare. As
veterans age, they can face different challenges than non-veterans,
especially when they're coping with injuries or ailments connected to their
time in the service.
There are several available veterans’ benefits, but navigating what’s
offered, how to access benefits, what’s included and what it takes to be
eligible can be daunting. Lawyers and other advisors who specialize in
late-life planning for veterans can be an invaluable resource, but even
that can seem out of reach when you’re just trying to get your loved one
home care. Because when an issue arises, be it an acute injury or a
breaking point in the decline of mental or physical faculties, your veteran
loved one needs help. Home care service is a great option.
The Department of Veterans’ Affairs (VA) has several programs that can help
provide financial assistance for home care. Below are the fundamentals you
should know to get the veteran in your life—and/or his or her spouse—the
home care assistance they have earned.
(Note: The VA offers a range of healthcare benefits, including home and
community-based services, a summary of which is found
here. The information included below speaks directly to home care.)
1. What Are the VA’s Eligibility Requirements?
You may be
eligible for VA benefits
if you were active-duty military, air or naval service, and did not leave
under dishonorable conditions (or if you're the qualified dependent of
someone who fits that definition). The VA sorts those seeking assistance
into eight priority groups based on service history, income level and
disability rating. Specific factors increase your priority level,
Receiving VA compensation for service-connected disabilities, or were
discharged for a service-connected disability
Being a recently discharged combat veteran, a former Prisoner of War,
or a Purple Heart recipient
Having served in Vietnam, during the Gulf War or at Camp Lejeune during
specified date ranges
Receiving a VA pension or qualifying for Medicaid
2. Who Can Get Home Care, and What’s Included?
Extended, geriatric and home care services
are all included in the standard VA benefits, and as such, they're
available to enrolled veterans who, in their words, "meet the clinical need
for the service." The benefit covers standard home care services, such
assisting with food and medication, housework, bathing and grooming, moving
around and getting to appointments.
A VA social worker will work with the veteran to assess his or her needs.
The veteran's doctor(s) and primary caregiver will be a part of that
process to help determine what the specific benefit will be for that
veteran, including a caregiver self-assessment in which that person can
state their own needs and availability. The program exists to help
alleviate caregiver fatigue, too. Levels of assistance, as well as factors
like the desire social contact, are part of the conversation. The benefit
will last as long as the assistance is needed.
The VA has a network of organizations that have contracts with the
department to provide services, which can allow veterans to stay in their
homes rather than go to nursing homes. There is no age requirement, and the
VA’s home care benefits can help veterans who need home care services at
any age get the care they need.
3. How Does One Apply and Start Getting Benefits?
Applicable veterans will need their Social Security number (and those of
any qualified dependents), most recent tax return, and account information
for any current health insurance. With that information, your loved one can
apply online by
or by filling out VA Form 10-10EZ, available
and mailing it to Health Eligibility Center, 2957 Clairmont Rd., Suite 200,
Atlanta, GA 30329 or taking it in-person to a VA medical care facility.
Your loved one should hear back from the VA within a week; if he or she
hasn’t, call them (1-877-222-VETS) to check on the status of the
application. Once approved, the VA will help your veteran set up his or her
first doctor’s appointment, and then discuss any particular care
benefits—such as home care—that may be required.
In addition to these benefits, veterans are entitled to extended FMLA
(Family and Medical Leave Act) benefits, as well as disability payments
through the VA for conditions caused or exacerbated by active-duty service.
If you feel home care services are ideal for your veteran loved one, click here to learn even more about superior home care services.