Trust, honesty, and care are just a few of the necessary ingredients for building a long-term bond in any relationship. Visiting Angels of Lindsay, CA, has been serving Lindsay, Visalia, Woodville, Hanford, and the surrounding area with each of those ingredients for several years. That's for locals, although the symptoms cited with long-term care can be a significant concern for loved ones. Visiting Angels of Lindsay, CA, can assist you in finding ways for long-term insurance to protect your assets, relieve the burden on family caregivers, and get high-quality home care.

Finding the right insurance plan means understanding what it is and how you can benefit from it.

Call Visiting Angels of Lindsay at 559-562-1161 to schedule a free consultation.

What is Long Term Care Insurance?

Long-term care insurance helps to cover the expenses associated with caring for seniors or those who are disabled.

At the most basic level, it can cover services from Visiting Angels of Lindsay, CA, including personal hygiene, housekeeping, laundry, meal prep, medicine reminders, and other related individual help. However, it also provides additional resources for care at assisted living facilities, nursing homes, adult day care centers, and hospice care.

Long Term Care Insurance is Growing in Popularity

A report from the United States Department of Health and Human Services says at least 70 percent of people over 65 will need some type of long-term care in their lives. Often, families presume that Medicare coverage automatically includes long-term insurance, but the truth is that it only includes limited benefits for brief rehab stays.

As baby boomers age, they decide to invest in these insurance plans. The desire to limit the financial drain on loved ones is a large reason for the option's growth in popularity.

Selecting a Policy

Insurance options will vary based on location, age, and the inflation protection you select. Typically, the number is around 5 percent for compound inflation protection; others opt for 3 or 5 percent simple or 3 percent compound protection. We highly recommend consulting a financial advisor before selecting a policy.

Other Resources

Finding long-term care insurance that is right for you or your loved one can be confusing, but we are here to answer any questions and help you understand the benefits.

To learn more about this option, visit the following sites:

• United States Department of Health and Human Services
• American Association for Long-Term Care Insurance
• AARP

Contact Visiting Angels of Lindsay

For more information and to schedule a free consultation, call Visiting Angels of Lindsay, CA, at 559-562-1161.