Private Pay Home Care in San Diego Metro, CA
More and more people choose in-home senior care over assisted living or nursing homes. Aging adults often want to stay in their homes; a professional care agency can make that possible. But how can families afford the care their loved one needs?
Visiting Angels San Diego offers private pay options for personal home care services in the San Diego Metro Area. Clients typically pay for services out-of-pocket. However, your loved one may qualify for benefits that can assist with the cost of professional care at home.
Our San Diego office is approved to provide Home Health Aide (HHA) & Respite visits to Veterans as a benefit for their service. These benefits are coordinated through the Saginaw Veterans Administration.
HHA visits help Veterans stay in their homes by assisting with daily needs. Respite visits give the primary caregiver a break for a short time. Both types of visits are crucial for your loved one's care plan.
Veterans can receive assistance with various daily activities through these programs. This includes help with eating, dressing, and bathing. They can also receive support with tasks such as cooking meals, cleaning, and doing laundry. Additionally, assistance is available for medication reminders, incontinence care, and monitoring.
HHA and Respite are billed directly to the Veterans Administration, not the senior Veteran. This can help with the cost of care for a family. If your mom, dad, or other aging relative is a U.S. military Veteran, contact the Saginaw VA to see if they are eligible for these benefits.
Privately, Out of Pocket
Seniors without Veterans benefits or long-term care insurance can privately finance home care services. Families can pay using their income, savings, or by sharing expenses. It's important to know that there are options available for private pay.
We start with a free in-home consultation when a new family approaches us. During this consultation, we discuss our services, assess the needs of your loved one, and develop a personalized care plan. Together, we can create a care schedule determining the specific days and hours your loved one requires assistance.
During the consultation, we will review your family's cost of care and potential financial resources. You can then decide how you want to proceed. At Visiting Angels San Diego, we are committed to offering high-quality home care services for seniors in their homes.
Long-Term Care Insurance
Most traditional health and medical insurance plans don't cover long-term home care services. However, a specific insurance policy called long-term care insurance covers a senior's future care needs.
The cost and benefits of this policy will vary. If someone already needs care, they won't qualify for long-term care insurance.
Typically, adults in their 40s and 50s take out this policy to start saving for future care needs. Check with your loved one and their insurance broker to see if they have this type of policy. Long-term care insurance can cover various in-home senior care services, medical care, and specialist care.
Schedule a FREE In-Home Consultation
If you have any questions about our services or financing options, or if you want to know your options, please get in touch with our San Diego office today.
Serving Mission Valley, Point Loma, Kensington, the College Area and surrounding neighborhoods in Downtown, Uptown and Peninsula communities of San Diego, including Coronado
Visiting Angels SAN DIEGO METRO AREA, CA2615 Camino Del Rio S. #308
San Diego, CA 92108