Financial Services

Concise Financial Advisement, LLC

Ron Sultzbach

1681 Crown Ave. Ste 102

Lancaster PA 17601

717.629.1692

www.concisefinancialadv.com  

M & T Bank

Jay Lowman

Reverse Mortgage Specialist

717.575.4525

jlowman@mtb.com  

Merrill Lynch Wealth Management

Michael A. Kalloz, CSNA

96 S. George St

York PA 17401

717.771.0084

Michael.kalloz@ml.com  

Security 1 Lending

Julie Didyoung

Home Equity Conversion Mortgage Manager

717.951.0058

Jdidyoung@hecmpa.com

www.hecmpa.com  

Susquehanna Trust & Investment Co.

William O’Leary

1570 Manheim Pike

Lancaster PA 17601

717.735.8756

www.susquehanna.net  

Each Visiting Angels agency is a franchise that is independently owned and operated. The Franchisor, Living Assistance Services Inc., does not control or manage the day to day business operations of any Visiting Angels franchised agency.