PLANNING FOR LONG TERM CARE OF A LOVED ONE

It’s important for families to help their Senior loved ones plan as early as possible for their Long Term Care needs. Seniors are living longer than ever and it’s essential they get the in-home support they need to maintain a high quality of life as they age in place.

Whether your loved one has been diagnosed with dementia, is managing a chronic illness, or is simply experiencing the changes that come with aging, they are likely to face some challenges. It may become harder for them to handle everyday tasks like taking a shower, getting dressed, cooking meals or driving to appointments, managing their medications. Planning ahead for your loved one’s Long Term Care needs can help ensure that they receive the assistance they need to age gracefully, safely and comfortably at home.

Thinking about and planning for the future can be scary and emotional for Seniors and their adult children as well. Talking with Mom or Dad about their financial, legal, and health care needs can be challenging and frustrating, but it is essential the family works together to make decisions about your parents’ future security, comfort, and home care needs. Waiting until after a major medical event – such as a stroke, fall, or dementia diagnosis can lead to unnecessary stress and conflict.

Your parents may have preferences about their Long Term Care and it is important that your family discuss the options for staying in the home. A medical condition may influence the type of care they will need and how much attention they require. Make an effort to walk them through what home care or companionship services might cost and payment options available. There are many folks that purchased Long Term Care Insurance in the past, have a Life Insurance policy with a Long Term Care rider, or a Medicare Supplement policy that allows for a caregiver in the home.

Once you know your loved one’s wishes and understand what their insurance and finances will cover, you can begin to discuss introducing the companionship or caregiver services that a licensed Home Health Agency like Visiting Angels can provide.

Visiting Angels of Palm Beach Gardens is one of the top home care agencies in Palm Beach County. Their award-winning services and skilled caregivers have a 94.4% client satisfaction rating. Whether your parents still reside in the family home, or have moved to a condo or apartment, Visiting Angels can provide care by the hour, or as their needs increase, by the day or night, 24/7/365.

Put your mind at ease and learn more about how Visiting Angels home care can help your loved one remain safe, independent, and happy in their home. Caregivers are specially trained and strictly vetted. Reasonable rates and flexible schedules are available.

Till Next Time!

Irv Seldin, JD, President and Owner, Visiting Angels of the Palm Beaches

This article is not intended as medical, legal, or financial advice.