What are Private Pay Home Care Services?
Many Americans are aging in place without hiring a private care agency. They provide for the one they know best and manage their needs for assistance. However, the costs can be overwhelming. That is why more and more families are turning to home care services where individuals receive a professional setting of personal assistance from caregivers who come to their home in exchange for compensation that might include fees, payouts, or straight cash.
Visiting Angels provide the necessary professional home care services that give individuals the freedom to live their lives. At the same time, they receive the appropriate level of care and support with private pay home care services. Clients who seek our services can make well-informed decisions about their health and daily activities while they receive excellent professional services at home.
Are you a veteran looking for help with in-home care? Our team of local community caregivers is trained to identify your specific needs and connect you with private pay home care services.
Through these programs, Veterans may receive help with the following:
- Cooking meals, cleaning, and doing laundry
Eating, dressing, and bathing
Help with running errands and getting to appointments
Medication reminders, incontinence care, and monitoring
Companionship, ambulation, and transfer assistance
Long-Term Care Insurance
Long-Term care insurance is a policy that protects individuals and their families from falling into excessive debt due to the cost of long-term care. Long-term care insurance will pay for home care services to carry out daily activities.
In addition to those items, long-term care insurance can provide clients with financial assistance if needed. It would help if you spoke with your doctor, social worker, or vocational counselor before applying for long-term care insurance to make sure you qualify for the coverage offered by your company.
Privately, Out of Pocket
Home care services are financed privately for seniors who do not receive Veterans benefits or hold a long-term care insurance policy. Some families will pay from their income, savings, or by sharing expenses. The critical thing to know about private pay is that you have options. This is the best method for some families because they cannot afford long-term care insurance.
Schedule a FREE In-Home Care Consultation
The first step we take when a new family comes to us is to complete free in-home consultations. We will discuss our services, assess your loved one’s needs, and create a customized care plan. Together, we can then create a care schedule to determine what days and for how many hours your loved one needs assistance.
During this consultation, we will discuss the cost of care and possible financial resources for your family. At that point, you and your family can decide how to proceed.
If you have questions about our services or financing options or simply want to know your options, please contact our Chelsea office today!
Serving Somerville, Charlestown, Chelsea, Everett, Revere, East Cambridge and the Surrounding Areas
Visiting Angels CHELSEA, MA100 Everett Ave #4
Chelsea, MA 02150