Financing Options for Elderly Home Care Services in Kilmarnock, VA and Surrounding Areas
Visiting Angels, NNMP can help you find ways to finance elderly home care services in Kilmarnock, White Stone and Gloucester, VA
Many older adults have a strong desire to age in place despite various challenges or medical conditions they might be struggling with. That is why in-home senior care has become the preferred alternative to facilitated care typically provided in nursing homes and assisted living facilities.
If you are considering professional care for your loved one, you might be wondering what financing options you have at your disposal.
Visiting Angels, NNMP provides private pay elderly home care services. Private pay option means that in the majority of cases clients pay for rendered services privately, with their own funds. However, families can also resort to obtaining certain benefits that can help cover the costs of care.
US veterans and their spouses may be eligible to receive benefits that help offset the costs of elderly home care services. As Visiting Angels is partnered with Veterans Administration, we are an approved provider for Home Health Aide (HHA) and Respite visits.
While HHA provides senior veterans and/or their surviving spouses with the care they need to continue living independently at home, Respite visits are geared toward allowing the family caregiver to take a short break. If your loved one is a veteran, make sure to explore this option further and check the requirements with your local VA office.
Long-Term Care Insurance
Traditional insurance plans will not provide coverage for long-term home care, but there is a special insurance policy just for that purpose. It is called long-term care insurance and policy holders can use it to cover a variety of medical and care needs.
Privately, Out of Pocket
For older adults who neither hold a long-term care insurance policy nor meet the requirements for veterans benefits, professional home care is financed privately. Families usually opt to pay with income or savings or by sharing expenses.
When you contact Visiting Angels, NNMP, we will first offer you a free in-home consultation. One of our friendly care directors will meet with you and your loved one in their home to discuss our elderly home care services and personalize a care plan for Mom or Dad. During the initial consultation, we will also take the time to go through the costs of care and your financing options so your family can decide how to proceed.
Call our Kilmarnock, VA office today and ask for your free in-home consultation. Visiting Angels is here for you!
Serving Kilmarnock, White Stone, Heathsville, Saluda, Urbanna, Tappahannock, Gloucester and The Surrounding Areas
Visiting Angels NORTHERN NECK-MIDDLE PENINSULA, VIRGINIA68 S Main St
Kilmarnock, VA 22482